Voluntary products meet the needs of employers and employees alike. Employees appreciate the opportunity to protect their family members should an untimely death, disability, accident, or disease occur. Employers appreciate the value that voluntary products add to the company's core benefits at virtually no additional cost to them.

ING Employee Benefits has been a leader in developing and administering voluntary benefits through worksite marketing approaches for more than 25 years. We help employers create benefit programs that include a broad range of portable insurance products that employees can opt to buy for themselves. Our approach includes:

Flexible products: We offer a variety of voluntary payroll deduction products, including universal life insurance, whole life, disability income insurance, accident insurance, and critical illness insurance.

Simplified electronic enrollment: We simplify enrollment through the use of innovative technology. Our electronic enrollment system incorporates benefit communication and product enrollment with paperless application technology, either via laptop or on the web.

Educational elements: Through individual meetings with enrollment representatives* and review of educational materials, employees become more informed about how voluntary products may be used to supplement their employer-sponsored coverage.
*licensed insurance agents