ING Employee Benefits offers Whole Life insurance with a guaranteed level death benefit to meet long-term insurance needs. It offers life insurance protection, guaranteed tax -deferred cash accumulation (based on current tax laws) and policy loan privileges.

Most Products and services are provided by ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York. Not all products and services are available in all states.

This communication [and any attachments] is not intended or written to be used, and cannot be used by the recipient or any other person, for the purpose of avoiding any tax penalties that may be imposed on such person, and cannot be used or referred to, in promoting, marketing, or recommending to another party any transactions or matters addressed herein.

To learn more about services for agents/enrollers of voluntary benefits, visit www.ingemployeebenefits-us.com/payroll.